Kriky's Blogopedia

The 2008 global economic crisis, commonly known as the Great Recession, was one of the most serious financial catastrophes of the 21st century. Several factors contributed to the catastrophe, including the US housing bubble, risky lending practices, and insufficient regulatory oversight. The world economy was severely impacted by the crisis, and India was not untouched by its effects. Cause of the Crisis The US housing bubble was the primary contributor to the crisis. Lenders started giving high-risk mortgages to customers who wouldn't have been eligible for standard loans as home values rose. Many of these borrowers ultimately fell behind on their payments, which caused the housing market to crash. As a result, the value of mortgage-backed securities and other financial instruments connected to the housing market fell precipitously. Why in 2008? The crisis was the culmination of various causes that had been accumulating for several years. Significant economic and financial

Cymatics is a fascinating field that explores the relationship between sound and vibration and how they affect matter. It's a relatively new science that has recently gained recognition as its own distinct discipline. In this article, we'll dive into cymatics and cover everything from its history and basics to its practical uses. Get ready to be amazed by the power of sound! History: "Cymatics" is derived from the Greek word "kyma," which signifies "wave." Cymatics has its origins in ancient times, when philosophers and scientists such as Aristotle and Leonardo da Vinci examined the effects of sound and vibration on various materials. However, it was Swiss physicist Hans Jenny who formally established cymatics as an area of study in the 20th century.  Jenny conducted sound and vibration experiments and documented the patterns that occurred from their interactions with various substances such as sand, liquids, and gases. Principles: Cymatics

The recent Indian Budget 2023-24 has many exciting announcements for the hard-working middle class, including those who are salaried individuals. In this article, we'll take a closer look at the key changes and benefits for salaried people and how they can potentially save on taxes. Tax Rebate: The Limit Has Been Increased The first major announcement is related to the tax rebate. Previously, individuals with an income of up to ₹5 lakhs were not required to pay any income tax in both the old and new tax regimes. However, the budget has increased this limit to ₹7 lakh for individuals in the new tax regime, which means that individuals with an income up to ₹7 lakh will not have to pay any income tax. Reduced Tax Slabs and Increased Tax Exemption Limit In 2020, the government introduced a new personal income tax regime with six income slabs starting from ₹2.5 lakh. This year's budget has reduced the number of slabs to five and increased the tax exemption limit to ₹3 lakh. This mea